Private health insurance provider in Germany

Not everyone is entiteled for a private health insurance in Germany. When living or registering in Germany, it i mandotory to have a either a private or statutory health insurance. As a statutory insured employee, the health insurance contribution is deducted from the wage and your employer pays half of the contribution, but only up to the maximum rate of around 352 euros. Only civil servants, self-employed people or students as well as employees whose salary exceeds the annual salary limit are entitled to private insurance. In 2019, this limit is 60,750 euros gross per year. The decision in favour of private health insurance is a decision for life, because politics has set narrow limits to a return to the solidarity system. Private health insurance contributions are not based on salary, but on age, health and insurance benefits.

Find details to ottonova, a German private insurence provider here now.

 

All outpatient doctors

 

All specialist without referral

 

Reimbursement – medications

 

Reimbursement visual aids

 

Accommodation

 

Dental treatment

 

Worldwide coverage

 

Fully digital

 

Quick appointments

 

 

Exemplary monthly rate

up to 300 € every 2 years

1 bed room

90-100%

165€

up to 300 € every 2 years

2 bed room

80-100%

260€

All outpatient doctors

 

All specialist without referral

Reimbursement – medications

Reimbursement visual aids

up to 300 € every 2 years

Accommodation

1 bed room

Dental treatment

90-100%

Worldwide coverage

 

Fully digital

 

Quick appointments

 

Exemplary monthly rate

165€

All outpatient doctors

 

All specialist without referral

Reimbursement – medications

Reimbursement visual aids

up to 300 € every 2 years

Accommodation

2 bed room

Dental treatment

80-100%

Worldwide coverage

 

Fully digital

 

Quick appointments

 

Exemplary monthly rate

260€


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