Compare German student bank accounts in English - MyHelpBuddy


Compare free student bank accounts

As an international student or Expat in Germany, it is essential to open a bank account in order to study or work in Germany. In case of students, you might have to opt for a blocked bank account when you arrive, in which the money is blocked for one year and released monthly. After your arrival, you can also open an additional free student bank account from one of the providers below. Here, we have listed down some free student bank accounts that you can opt!

German banking terms explained

Account maintenance fee

Yearly costs associated with maintaining the bank account

GIRO CARD

Girocard is a debit card service and an inter bank network which connects all German ATMs and Banks virtually

WORLDWIDE USAGE FEE

The commission fee for using the ATM service in any part of the world

IBAN

International Bank Account Number

BLZ

Bank code number

TAN

Transaction Identification Number 


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Account maintenance fee

Cards

 

 

Worldwide usage fee

 

 Interest

 

 Account access

 

Online banking

FREE STUDENT BANK ACCOUNT

free card with contactless payment

VISA + Giro Card options

 

none (in VISA terminals)

 

Credit interest: 0.2% p.a. up to 100,000 euros on the DKB VISA card, then 0.00% p.a., balances available daily, interest variable

Online

 

ChipTAN, PushTAN

 

Extras: DKB live, online cashback, mobile charging, PayPal, Free ISIC Student card with further discounts

1822direkt

 

FREE STUDENT BANK ACCOUNT

free credit card if you are under 26, else 29.90 €



none

 

Credit interest: 7.43% p.a 

 

Online

 

iTAN, Mobile TAN, pushTAN, QR-TAN

Account maintenance fee

FREE STUDENT BANK ACCOUNT

Cards

free card with contactless payment

VISA + Giro Card options

 

Worldwide usage fee

none (in VISA terminals)

 

 Interest

Credit interest: 0.2% p.a. up to 100,000 euros on the DKB VISA card, then 0.00% p.a., balances available daily, interest variable

 Account access

Online

 

ChipTAN, PushTAN

 

Extras: DKB live, online cashback, mobile charging, PayPal, Free ISIC Student card with further discounts

1822direkt

 

Account maintenance fee

FREE STUDENT BANK ACCOUNT

Cards

free credit card if you are under 26, else 29.90 €

 

 

 

 

Worldwide usage fee

none

 

 Interest

Credit interest: 7.43% p.a 

 

 Account access

Online

 

iTAN, Mobile TAN, pushTAN, QR-TAN

No yearly fees
0% transaction fees in EU and worldwide
Free money withdrawal in 2 Million places worldwide
Free second card for your partner

German terms to know in banking

Konto - Account

Geldautomat - ATM

Formular - Form

Unterschrift - Signature

Zinsen - Interest

Kredit - Loan

Kasse - Cash counter

Zahlungsart - Payment method

German terms to know in banking

Konto - Account

Geldautomat - ATM​

Formular - Form​

Unterschrift - Signature​

Zinsen - Interest

Kredit - Loan

Kasse - Cash counter

Zahlungsart - Payment method​

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