Compare Travel Insurances


Compare travel insurances for Germany

There are several travel insurances for Germany you can book before moving or traveling to Germany. If you are coming to Germany as a student or an Expat, it is essential to have a travel insurance for a minimum of 3 months. Before applying for a German visa or residence permit you need will be asked to show a proof of health insurance. If you are traveling abroad, you may also take a travel insurance for the specific vacation or also for one continuous year, to cover multiple trips. 


Compare travel insurances for Germany

 

Info

What is included?

 

 

 

 

 

 

What is not included?

 

 

 

 

 

 

 

 

Restrictions

 

Deductible

 

Maximum travel duration  

Travel

Business Travel

Cancellation

Minimum duration

Cost

300_50_Banner_Komplettschutz

1 year

The annual travel protection applies to any number of trips within a year, the max. possible travel time is 45 days per trip

Travel health insurance incl. Sick repatriation

✓ illness or accident while traveling

✓ Cost of outpatient treatment by a doctor

✓ Costs of medically prescribed medicines and medical treatment

✓ Cost of hospital inpatient treatment

✓ Up to € 7,000, – for search, rescue and rescue costs after an accident

✓ Real-Time: immediate claims payment by means of money-loading on the real-time

Card for outpatient treatment and medication

 

Curative treatments and other medically ordered measures you was known before the insured period, that they are necessary or with which you had to reckon with the circumstances you know

Acupuncture, massage and wellness treatments, mud, lymphatic drainage

 A maximum of € 250, – for analgesic dental treatment and repairs of dentures as well as for temporaries and provisional dentures after an accident

Maximum € 500, – per insured person and insured event for aids

When traveling within countries where you have permanent residence or staying regularly for more than three months will incur costs not replaced for curative treatment.

Yes (In an insurance policy, the deductible is the amount paid out of pocket by the policy holder before an insurance provider will pay any expenses.)

45 days

 

Worldwide

Yes

min 3 months 

1 year

26 euros

300_50_Banner_Komplettschutz

Single travel

The insurances are valid for the duration of a journey (from the beginning of the journey to the return), maximum 93 days are possible

Travel health insurance incl. Sick repatriation

✓ illness or accident while traveling

✓ Cost of outpatient treatment by a doctor

✓ Costs of medically prescribed medicines and medical treatment

✓ Cost of hospital inpatient treatment

✓ Up to € 7,000, – for search, rescue and rescue costs after an accident

✓ Real-Time: immediate claims payment by means of money-loading on the real-time

Card for outpatient treatment costs and medicines

 

Curative treatments and other medically ordered measures you was known before the insured period, that they are necessary or with which you had to reckon with the circumstances you know

Acupuncture, massage and wellness treatments, mud, lymphatic drainage.

 

 A maximum of € 250, – for analgesic dental treatment and repairs of dentures as well as for temporaries and provisional dentures after an accident

Maximum € 500, – per insured person and insured event for aids

When traveling within countries where you have permanent residence or staying regularly for more than three months will incur costs not replaced for curative treatment.

Yes (In an insurance policy, the deductible is the amount paid out of pocket by the policy holder before an insurance provider will pay any expenses.)

NA

Worldwide

Yes

NA 

Trip duration

204 euros

Info 

 

 

 

What is included?

 

 

 

 

 

Costs

The annual travel protection applies to any number of trips within a year, the max. possible travel time is 45 days per trip

Worldwide insurance cover for illness or accident during the journey. All trips per year are insured for a maximum of 56 days per trip. For longer trips, insurance coverage is only available for the first 56 days.

 

24-hour emergency call and emergency assistance

+49 (0) 681 – 966 55 66

Outpatient / inpatient treatment abroad

Medicines, medicines and dressings

Medically meaningful medical repatriation

 

Starts from 10€ /year

 

Source: CosmosDirekt

Travel Day | Travel Options

Number of trips: 1 for Travelday and unlimited for Travel package

Duration of insurance: 3-365 days for Travelday and upto 8 weeks fro Travel package

 

Outpatient and inpatient treatment

Medicines and dressings

Remedies and aids

Dental treatment and provisional dentures

Repatriation

(for inpatient treatment of a child up to 14 years)

Starts from 10€ /year

56 days

What is included?

The annual travel protection applies to any number of trips within a year, the max. possible travel time is 45 days per trip

Worldwide insurance cover for illness or accident during the journey. All trips per year are insured for a maximum of 56 days per trip. For longer trips, insurance coverage is only available for the first 56 days.

 

24-hour emergency call and emergency assistance

+49 (0) 681 – 966 55 66

Outpatient / inpatient treatment abroad

Medicines, medicines and dressings

Medically meaningful medical repatriation

 

Starts from 10€ /year

 

Source: CosmosDirekt

Travel Day | Travel Options

What is included?

Number of trips: 1 for Travelday and unlimited for Travel package

Duration of insurance: 3-365 days for Travelday and upto 8 weeks fro Travel package

 

Outpatient and inpatient treatment

Medicines and dressings

Remedies and aids

Dental treatment and provisional dentures

Repatriation

Rooming-In

(for inpatient treatment of a child up to 14 years)

 

Starts from 10€ /year

300_50_Banner_Komplettschutz

1 year

Info

The annual travel protection applies to any number of trips within a year, the max. possible travel time is 45 days per trip

What is included?

Travel health insurance incl. Sick repatriation

✓ illness or accident while traveling

✓ Cost of outpatient treatment by a doctor

✓ Costs of medically prescribed medicines and medical treatment

✓ Cost of hospital inpatient treatment

✓ Up to € 7,000, – for search, rescue and rescue costs after an accident

✓ Real-Time: immediate claims payment by means of money-loading on the real-time

Card for outpatient treatment and medication

 

What is not included?

Curative treatments and other medically ordered measures you was known before the insured period, that they are necessary or with which you had to reckon with the circumstances you know

Acupuncture, massage and wellness treatments, mud, lymphatic drainage

Restrictions 

A maximum of € 250, – for analgesic dental treatment and repairs of dentures as well as for temporaries and provisional dentures after an accident

Maximum € 500, – per insured person and insured event for aids

When traveling within countries where you have permanent residence or staying regularly for more than three months will incur costs not replaced for curative treatment.

Deductible

Yes (In an insurance policy, the deductible is the amount paid out of pocket by the policy holder before an insurance provider will pay any expenses.)

Max. Travel Duration

45 days

 

Travel

Worldwide

Business Travel

Yes

 

Cancellation

min 3 months 

 

Minimum duration

1 year

Cost

26 euros

300_50_Banner_Komplettschutz

Single travel

The insurances are valid for the duration of a journey (from the beginning of the journey to the return), maximum 93 days are possible

What is included?

Travel health insurance incl. Sick repatriation

✓ illness or accident while traveling

✓ Cost of outpatient treatment by a doctor

✓ Costs of medically prescribed medicines and medical treatment

✓ Cost of hospital inpatient treatment

✓ Up to € 7,000, – for search, rescue and rescue costs after an accident

✓ Real-Time: immediate claims payment by means of money-loading on the real-time

Card for outpatient treatment costs and medicines

 

What is not included?

Curative treatments and other medically ordered measures you was known before the insured period, that they are necessary or with which you had to reckon with the circumstances you know

Acupuncture, massage and wellness treatments, mud, lymphatic drainage.

 

Restrictions 

maximum of € 250, – for analgesic dental treatment and repairs of dentures as well as for temporaries and provisional dentures after an accident

Maximum € 500, – per insured person and insured event for aids

When traveling within countries where you have permanent residence or staying regularly for more than three months will incur costs not replaced for curative treatment.

Deductible

Yes (In an insurance policy, the deductible is the amount paid out of pocket by the policy holder before an insurance provider will pay any expenses.)

Max. Travel Duration

NA

Travel

Worldwide

Business Travel

Yes

 

Cancellation

NA 

Min. Duration

Trip duration

Cost

204 euros