When coming to Germany as a student or an expat, it is essential to have a travel insurance for minimum three months before arriving here. Additionally, you will be asked to get a health insurance before applying for your German Visa or the residence permit. Once you are already in Germany, you can book the travel insurance again in case you want to go out and explore further Europe
Bank accounts
Info
What is included?
What is not included?
Restrictions
Deductible
Max. travel duration
Travel
Cancellation
Cost
Allianz travel (Annual)
75€
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The annual travel protection applies to any number of trips within a year, the max. possible travel time is 45 days per trip
Travel health insurance incl.
✓Sick repatriation
✓ illness or accident while traveling
✓ Cost of outpatient treatment by a doctor
✓ Costs of medically prescribed medicines and medical treatment
✓ Cost of hospital inpatient treatment
✓ Up to € 7,000, – for search, rescue and rescue costs after an accident
✓ Real-Time: immediate claims payment by means of money-loading on the real-time Card for outpatient treatment and medication
Curative treatments and other medically ordered measures you was known before the insured period, that they are necessary or with which you had to reckon with the circumstances you know
Acupuncture, massage and wellness treatments, mud, lymphatic drainage A maximum of € 250, – for analgesic dental treatment and repairs of dentures as well as for temporaries and provisional dentures after an accident
Maximum € 500, – per insured person and insured event for aids
When traveling within countries where you have permanent residence or staying regularly for more than three months will incur costs not replaced for curative treatment.
Yes (In an insurance policy, the deductible is the amount paid out of pocket by the policy holder before an insurance provider will pay any expenses.)
45 days
Worldwide
min 3 months
26€
Allianz travel
(trip)
25€
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The insurances are valid for the duration of a journey (from the beginning of the journey to the return), maximum 93 days are possible
Travel health insurance incl.
✓Sick repatriation
✓ illness or accident while traveling
✓ Cost of outpatient treatment by a doctor
✓ Costs of medically prescribed medicines and medical treatment
✓ Cost of hospital inpatient treatment
✓ Up to € 7,000, – for search, rescue and rescue costs after an accident
✓ Real-Time: immediate claims payment by means of money-loading on the real-time Card for outpatient treatment and medication
Curative treatments and other medically ordered measures you was known before the insured period, that they are necessary or with which you had to reckon with the circumstances you know
Acupuncture, massage and wellness treatments, mud, lymphatic drainage A maximum of € 250, – for analgesic dental treatment and repairs of dentures as well as for temporaries and provisional dentures after an accident
Maximum € 500, – per insured person and insured event for aids
When traveling within countries where you have permanent residence or staying regularly for more than three months will incur costs not replaced for curative treatment.
Yes (In an insurance policy, the deductible is the amount paid out of pocket by the policy holder before an insurance provider will pay any expenses.)
–
Worldwide
–
204€
Cosmos direkt
0€
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The annual travel protection applies to any number of trips within a year, the max. possible travel time is 45 days per trip
✓ Worldwide insurance cover for illness or accident during the journey.
✓ All trips per year are insured for a maximum of 56 days per trip. For longer trips, insurance coverage is only available for the first 56 days.
✓ 24-hour emergency call and emergency assistance +49 (0) 681 – 966 55 66
✓ Outpatient / inpatient treatment abroad
✓ Medicines, medicines and dressings Medically meaningful medical repatriation
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–
Yes (In an insurance policy, the deductible is the amount paid out of pocket by the policy holder before an insurance provider will pay any expenses.)
All trips per year are insured for a maximum of 56 days per trip. For longer trips, insurance cover is only available for the first 56 days.
Worldwide
min 1 month
Starts from 10€ /year
Barmenia direkt
0€
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Travel Day | Travel Options
Number of trips: 1 for Travelday and unlimited for Travel package
Duration of insurance: 3-365 days for Travelday and upto 8 weeks for Travel package
✓ Outpatient and inpatient treatment
✓ Medicines and dressings
✓ Remedies and aids Dental treatment and provisional dentures
✓ Repatriation (for inpatient treatment of a child up to 14 years)
There is no obligation to provide benefits for the diseases treated in the last three months including their consequences and for the consequences of accidents, as far as
a) Treatment abroad the sole reason or one of the reasons for starting the journey were or
b) it was established at the time of departure that Treatments when carried out according to plan of the journey had to take place (unless the Travel had to be postponed due to the death of the spouse, the life partner according to § 1 of the Civil Partnership Act or a relative first degree). A previous illness Treatments which were not fixed before the start of the journey, they are also insured to the extent of the tariff
–
Yes (In an insurance policy, the deductible is the amount paid out of pocket by the policy holder before an insurance provider will pay any expenses.)
42-56 days for every trip
Worldwide
min 3 months
17.6€/trip or 12.6€/year
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We will review the reports from both freelancer and employer to give the best decision. It will take 3-5 business days for reviewing after receiving two reports.