Compare free student bank accounts
As an international student or Expat in Germany, it is essential to open a bank account in order to study or work in Germany. In case of students, you might have to opt for a blocked bank account when you arrive, in which the money is blocked for one year and released monthly. After your arrival, you can also open an additional free student bank account from one of the providers below. Here, we have listed down some free student bank accounts that you can opt!
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German banking terms explained
Account maintenance fee
Yearly costs associated with maintaining the bank account
GIRO CARD
Girocard is a debit card service and an inter bank network which connects all German ATMs and Banks virtually
WORLDWIDE USAGE FEE
The commission fee for using the ATM service in any part of the world
IBAN
International Bank Account Number
BLZ
Bank code number
TAN
Transaction Identification Number
Compare and book bank accounts
Account maintenance fee
Cards
Worldwide usage fee
Interest
Account access
Online banking
FREE STUDENT BANK ACCOUNT
free card with contactless payment
VISA + Giro Card options
none (in VISA terminals)
Credit interest: 0.2% p.a. up to 100,000 euros on the DKB VISA card, then 0.00% p.a., balances available daily, interest variable
Online
ChipTAN, PushTAN
Extras: DKB live, online cashback, mobile charging, PayPal, Free ISIC Student card with further discounts
FREE STUDENT BANK ACCOUNT
free credit card if you are under 26, else 29.90 €
none
Credit interest: 7.43% p.a
Online
iTAN, Mobile TAN, pushTAN, QR-TAN
Account maintenance fee
FREE STUDENT BANK ACCOUNT
Cards
free card with contactless payment
VISA + Giro Card options
Worldwide usage fee
none (in VISA terminals)
Interest
Credit interest: 0.2% p.a. up to 100,000 euros on the DKB VISA card, then 0.00% p.a., balances available daily, interest variable
Account access
Online
ChipTAN, PushTAN
Extras: DKB live, online cashback, mobile charging, PayPal, Free ISIC Student card with further discounts
Account maintenance fee
FREE STUDENT BANK ACCOUNT
Cards
free credit card if you are under 26, else 29.90 €
Worldwide usage fee
none
Interest
Credit interest: 7.43% p.a
Account access
Online
iTAN, Mobile TAN, pushTAN, QR-TAN
No yearly fees
0% transaction fees in EU and worldwide
Free money withdrawal in 2 Million places worldwide
Free second card for your partner
German terms to know in banking
Konto - Account
Geldautomat - ATM
Formular - Form
Unterschrift - Signature
Zinsen - Interest
Kredit - Loan
Kasse - Cash counter
Zahlungsart - Payment method
German terms to know in banking
Konto - Account
Geldautomat - ATM
Formular - Form
Unterschrift - Signature
Zinsen - Interest
Kredit - Loan
Kasse - Cash counter
Zahlungsart - Payment method
Compare and book credit cards
